Welcome to Virutcham Microfinance Limited

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Our Vision

Act as a catalyst to provide the best financial services to improve the social and economic status of the people.

Act as a catalyst to provide the best financial services to improve the social and economic status of the people.

மக்களின் சமூக பொருளாதார தற்சார்பு நிலையை மேம்படுத்தும் சிறந்த நிதி சேவை வழங்கும் கருவியாக செயல்படுதல்.

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Our Mission

To provide appropriate financial products and other support services to improve the social and economic status ..

To provide appropriate financial products and other support services to improve the social and economic status of the people in economic backwardness across India and Abroad..

பொருளாதரத்தில் பின்தங்கியுள்ள மக்களின் சமூக மற்றும் பொருளாதார நிலையை மேம்படுத்துவதற்கு பொருத்தமான நிதி மற்றும் பிற ஆதரவு சேவைகளை இந்தியாவிலும் வெளிநாடுகளிலும் வழங்குதல்.

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Our Value

The main object of the company is to carry on the service of providing financial support to the poor women ..

The main object of the company is to carry on the service of providing financial support to the poor women enabling them to venture into micro-enterprise activities to improve their standard of living.

Who We Are

Virutcham has been incorporated as a Non-Banking Finance Company (NBFC) on 8th July 2008 and converted into Non-Banking Finance Company – Microfinance Industry (NBFC-MFI) on 6th June 2014. Virutcham started its Microfinance operations in November 2008. The highlights of Virutcham’s performance over the ten years of its operations are as under:

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Disbursement of loans worth Rs. 3133.60 Million cumulative as on 31st March 2021

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Over 50,000 poor clients (all women) with a 99.9% on-time repayment rate.

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Total own portfolio outstanding of Rs. 5110.96 million, as at 31st March 2021.

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Funding with promoter’s capital and others Rs. 129.57 million, and borrowings outstanding of Rs. 429.49 million from Banks and other lending institutions as of 31st March 2021.

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Break-even within the first year of operations, and profitable track record thereafter.

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Robust technology platform for data maintenance and MIS

Photo Gallery

Staff Motivational Training Photos – Slider

Board Meeting – Slider

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Geographical map of Virutcham Microfinance Limited.,

We operate through a network of 18+ branches across
3 states servicing over 3,000 villages and towns.

Virutcham Microfinance Limited Experience!

1+
Total Employees
1+
Total Branches
1
Total Clients
1+
Portfolio Outstanding

Fair Practice Code – Vml

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