Virutcham Microfinance Limited

Our main sources of funds are from,


State Bank of India

Tamilnad Mercantile Bank Limited

Bank of Maharashtra

IDFC First Bank Limited

Union Bank of India

Canara Bank

Dhanalaxshmi Bank

Bank of Baroda

Financial Institutions:

Reliance Commercial Finance Limited

MAS Financial Services Limited

Electronica Finance Limited

Incred Financial Service Limited

AVANSE Financial Service Limited

Manaveeya Financial Service Limited (OIKO)

NABARD Financial Service Limited

Jain Sons Finlease Limited (Intellegrow)

Eclear Leasing & Finance Private Limited

Western Capital Advisors Pvt Ltd

Ambit Finvest Services Ltd

Profectus Capital

Hinduja Leyland Finance

SMC Finance

Ananya Finance

Samunnati Financial Intermediation



At present, we have approached some other Financial Institutions and nationalized bankers to step up our loan portfolio, which in turn will improve the profitability. Virutcham has planned to do the Business Correspondent Model with State Bank of India for extending Microfinance services in Tamilnadu and Other states. Virutcham has been in discussion with various banks to act as business correspondent model.