Mrs. Manjula is from Mullakalani of Kanchipuram District. She availed a loan INR 30,000 AND INR 25,000 through a Joint Liability Group of VML.since she had the idea of establishing a waffle-making company in her own home. With the proceeds from these loans, she began a waffle business and was able to make more than INR 500 each day. They routinely pay back the loan monthly, and they also received a third loan for INR 60,000, which they used to develop their business to the point that they could offer three people jobs. And they were able to pay for all household bills while also providing their kids with an excellent education.

Mrs. Shanthi is from Jayankondam of Ariyalur District. She availed a loan INR 30,000 through a Joint Liability Group of VML since she had the idea of establishing a flower business with the proceeds from these loans, she began a flower business and was able to make more than INR 700 each day. She obtained a second loan amount of INR 50,000 and she expanded her flower business to include extra sales of spinach, tender coconut, vegetables and various fruits after obtaining a second loan in the amount of INR 50,000. From that she was able to make some earnings, which she used to improve her business. She also routinely pays back the loan monthly. They were able to pay for all household bills.

Mrs. Saranya is from Chidambaram of Cuddalore District. She availed a loan INR 30,000 through a Joint Liability Group of VML since she had the idea to start an E-Sevai Center. She launched her firm and purchased one computer using the money from these loans. From that, she was able to make more than INR 600 each day. Additionally, she consistently repays the amount each month and she is able to give her children an excellent education.

Mrs. Deepa is from Parasala of Kerala State She availed a loan INR 30,000 through a Joint Liability Group of VML. since she had the idea of buying a cow for her dairy farm. With the proceeds from these loan, she bought one cow that produced10 litres of milk per day. She sold the milk in nearby areas and was able to make more than INR 450 each day. She routinely pays back the loan on a monthly basis, and she also received a second loan for INR 50,000, which she used to buy another cow to expand her milk farming business to the point where she could take care of all of her family’s requirements. She was able to pay for all household bills while also providing their kids with an excellent education.

Mrs. Kasmi is from Senthil Nagar of Tirunelveli District. She availed a loan INR 30,000 through a Joint Liability Group of VML. With the proceeds from these loans, she started a small shop with the money she received from these loan and was able to make more than INR 400 each day. They routinely pay back the loan on a monthly basis, and they also received a second loan for INR 50,000, which she utilized to expand her grocery store to the point she could take care of all of her family’s requirements. She was able to pay for all household bills while also providing their kids with an excellent education.

Mrs. Sharmila is from anaiyur of Madurai District. She was working in a tailoring shop and she earned Rs. 2000/-. This income was too low, so she decided to buy a sewing machine. Knowing about Virutcham Microfinance and got a loan of Rs. 30,000/-and bought a sewing machine. Now she stitches cloth and gets an income of Rs. 6,000/-per month. This income is enough for her children’s education and family expenses. Through this, her standard of life in society has increased.